Monday, September 29, 2014

Pantry Stockpile

When a couple of friends came over last week, they asked if they could see what I put in my pantry stockpile.  I had mentioned in passing that I thought that having a well-stocked pantry was a great way to save money on groceries.  However, I had never said much about what I actually buy to help stock my pantry. Super unhelpful, as knowledge is in the specifics!

My pantry is stocked according to sales cycles. Most products go on sale every six weeks.  The goal of my pantry is to have it stocked with enough canned and dry goods to last through the next time the item will go on sale. The exception to that is if the product is on sale and I have coupons for it.  If the sale makes the item ridiculously inexpensive (according to my personal price book), I buy as many items as I have coupons.

The one warning I would give is- don't become a hoarder!  If you find that you have enough food for a year, or if there are boxes of pasta under your bed.... you might not want to buy anything else for a long time. Every item goes on sale again. A good test- if you have enough stockpile to go on a reality show, you have gone too far.  :)

So here is a look at what is in my pantry...


Basics: all purpose flour, bread flour, salt, white and/or brown rice, granulated sugar, brown sugar, unsweetened cocoa powder, baking soda, baking powder, and rolled oats.

When I am currently using the stock, I store them in plastic jugs that are from my son's animal crackers. They are 5lb and 3lb containers, so they are perfect for fitting in my pantry.


When I am storing the excess, they are stored the unfinished part of my basement in storage bins. A better alternative for storing flour and sugar would be in the freezer, but I don't have the room in my freezer.



In February, my local grocery store had a great sale on a lot of dry items. I stocked up on lots of lunch and dinner items. This is a typical pantry stockpile for my family: Pasta sauce, alfredo sauce, dry pasta, peanut butter...


Egg noodles, cereal, canned vegetables including carrots, corn, creamed corn, beets, green beans, spinach, peas, diced tomatoes...


Condiments such as salad dressing, mayonnaise, ketchup, hot sauce, teriyaki sauce, soy sauce. Olive oil, coconut oil, spray oil and shortening are used in all of my cooking and baking. All of the macaroni and cheese, stuffing and gravy is from when my local Aldi clearanced it all after Christmas- everything was 25 cents. And the flavored water was a free-with-purchase find from another local store.

Spread throughout, I also have dried beans, crackers, pretzels, dried potatoes, popcorn, onion soup mix, canned fruit and pumpkin, canned beans, cake mixes, pickles, white and apple cider vinegar, tomato sauce, apple juice, beef and chicken bouillon cubes, spices, jam, instant pudding mix, tuna, coffee and tea, soy and coconut milk, evaporated and sweetened condensed milk, honey and extracts.

Every pantry is obviously different based upon the preferences of the family, but most of these are basics that every family would use.  I have mostly basic items since that is the least expensive way to cook, but I also have items for a quick dinner if I don't feel up to cooking from scratch.  This is a very small stockpile compared to some, and a large stockpile compared to others (most specifically, my city friends!).  

If you want to start your own stockpile, start it week-by-week. Choose one thing that is on sale, and buy enough for six weeks.  It will only take a few weeks before you see your weekly shopping list get smaller, and your savings get larger.  You never know when a medical emergency or job loss will hit either, so it's always good to have some pasta in the closet for a rainy day.

Wednesday, August 27, 2014

Saving Points From Corporations


One of the silly, easy things I do to save money is saving "points" from different companies.  A lot of big corporations try to instill loyalty in their consumers with a points program. Coca-Cola has "My Coke Rewards", Pampers has "Pampers Village", etc.  It may seem pointless to save these codes, but they do add up in a couple of different ways.

1. Double Points Promotions- I save codes from Coca-Cola and Kellogg products.  I usually only get name-brand products when coupons make it even cheaper than generic brands. Several times a year, these companies will set double-points weeks. I save my codes until one of the promotions, and then I will get double the points for the same amount of codes. They usually cap it at around 100 points per week (or 200 during the doubles week), but since I usually have less than that anyway, it really works out for me.

2. Holiday Promotions- I always wait for Christmas to spend my Coca-Cola rewards points. The last couple of years, there has been a holiday program where there are daily prizes that are at least half-off the normal points price. Last year, I redeemed a couple of McDonald's, Home Depot and Best Buy gift cards. I remember that the $5 McDonald's gift cards came in handy when Benji was pleading for a Happy Meal, and it only set me back 30 points. (The equivalent of 5 bottle caps during the doubles week.)

3. School Funding- While it doesn't help save me money personally, I also save the Box Tops for a friend's school.  They receive 10 cents per box top, and it makes no sense to just throw that away. Again, my small stack of box tops is not going to make a huge difference, but I would save a found dime, so why not a found box top?


Offhand, I know that Coca-Cola, Pepsi, Kellogg, Pampers and Huggies all have these programs, because I have personally used them all.  I am saving my Pamper's points to redeem towards a ticket to Sesame Place. Saving $50 using codes I already have makes me a happy frugalista.

Friday, July 18, 2014

SUMMER FUN



My mom has been visiting from Virginia since right before Benji's 3rd birthday.  Since we live so far away from each other now, we don't get to visit often, but the visits are long so it kinda makes up for the infrequency.  I cannot for a second pretend her visit was completely frugal, but it was F-U-N!  When I got our tax refund this year, I thought a lot about how we should break it down.  It's the last refund from when I was working, and it might be the last time we get a bulk check.  Most of it went towards savings, but I also set aside some for summer fun.  A summer is meant for exploring and traveling, and we definitely have been on the roll with that this year. We did lots of frugal things but we mixed it up with not-so-frugal adventures too. This is what we have been up to in the last month:


1. Manasquan Reservoir is a big water source near our town that has a visitors center, paddle boats, playground, hiking and biking trails, and fishing.  Benji loves the playground, so we went a couple times to let him run out some energy.  All it takes is bubbles and a slide to keep him occupied for a long time.  We also had lunch at the visitor's center that overlooks the lake.  My mom wanted to try the paddle boats but we never got to that- next time!




2. Adventure Aquarium is the state aquarium of New Jersey, and it was one of our non-frugal activities.  The admission was $25/per person, though I purchased $28 tickets online that included a lunch of pizza, fries and a soda.  I debated spending even the $3 since you could bring your own food, but it ended up being a GREAT decision.  Without the pass, a soda cost $3 by itself, and I haven't fully adapted to water only when I am out and about. Plus, Benji got his first slushee type drink, and he was mightily impressed.  The aquarium was fascinating, and I have wanted to go since we moved here.  My favorite exhibits were for the hippos and jellyfish.  My mom hates jellyfish because she was stung a lot growing up in Florida, but I think they are too beautiful to be that hated.


The top floor of the aquarium was for kids, and there were lots of places to play, and touch the stingrays and baby sharks.  My mom got a kick out of Benji grabbing my hand, and telling me to hop on the stingray!  It WAS big... but let's not get crazy.



3. Popcorn Zoo is a sanctuary for rescued animals including elderly wildlife, exotic and farm animals, and birds.  This was one of our frugal adventures since it only cost $5 for entry, and $2.50 for a box of popcorn from which to feed the animals.  Benji shared his popcorn with the birds- as in, one nibble for you, and then I will eat it.  Germaphobes beware.  :)  Our zoo day was relaxed and fun. Benji got to feed the animals, eat loads of popcorn, chase the peacocks and talk to the pigs.



4. Storybook Land was probably the most fun trip of the summer so far, but I'm not sure if I should categorize it as frugal or not. The friend that recommended it thought it was expensive. It's $25/per person, and if Benji didn't end up riding much, I could see how it could be considered expensive.  But Benji LOVED it.  The park was only about 45mins away, which is a big plus in my book, and consists completely of toddler rides.  He rode most rides twice, and I think there were only 2 that he took one look at, and said no way.  There was a tram that went all the way around the park, and a train that went another route around the park.

The theme is nursery rhymes, so we spent time with Mother Goose, Mary and her lamb, Jack and Jill... you get the picture. Since we ended up spending ALL day there, which is almost unheard of for Benji, I really feel like it is a frugal alternative to that big Florida theme park for a couple years.  That fact makes it EXTREMELY frugal for us!
We also planned it for the last week that kids were still in school- so there was never a line, no crowds in the shaded areas, and lots of room for Benji to run and play without worry of losing him in a crowd.  There was also a house that Santa lived in, and a barn with all of his reindeer, so I imagine this would be a lot of fun at Christmastime as well.

Benji and grandma

5. July 4th! Free fireworks in town. Now, that's a lotta frugal.

As for the rest of her visit, we did a lot of this:

We ran out of time before we ran out of fun things to do.  New Jersey really is a great place to have kids. Although, people probably think that about their town too!  Keepin' it frugal.

Friday, June 27, 2014

Frugal Appliances: Slow Cooker



During the summer months, I try to keep the heat down in the house any way I can do so.  One of my tricks is to use a slow cooker.  A slow cooker will heat your house only a fraction of what an oven would do, and it also costs less to operate.  (When researching the cost savings, there seems to be an argument about how much of a savings it is between a slow cooker and oven.  It apparently goes by size, and whether or not you are cooking more than one thing at once in the oven.)  But I take it one step further.  The slow cooker in the photo above?  It's sitting on a TV tray in our sun room.  I set it up outside, then shut the door on the heat.  :)  In a few hours, our dinner will be ready and the house will have remained cool the whole time.

It's the end of June now, and we had our air conditioner on yesterday. The humidity was wretched, and I decided saving the money wasn't worth being that uncomfortable.  That was the 3rd time we turned the air on since the weather started turning warmer.  Luckily, our house is surrounded by very old, tall trees and the resulting shade saves us money on heating in the summer.  We also have ceiling fans in every bedroom, and lots of windows for cross-breezes.  Of course in the fall when the ENTIRE half-acre is covered in leaves?  I don't feel quite so grateful.

Hope you are keeping it cool wherever you are!

Tuesday, June 3, 2014

Frugal Habits: Clothesline Drying



It is officially too hot to garden outside during Benji's naptime.  All of a sudden, time has opened back up to get back to blogging.  Works for me!  The spring is such an important time for my garden to get started that I pretty much devote every free moment to it.  I have strawberries sprouting, tomatoes growing and flowers aplenty.  The cantaloupe and cucumbers seem to be taking their sweet time, and the quick change from spring to summer killed the remaining lettuce and cabbage instantly.  I hope to have a lot of fresh produce to show for all this work in the coming months.  Only time will tell on that front.

In the meantime, we are officially in the high 80s and love 90s temperature-wise, so my fair skin has taken a needed break from afternoon gardening.  Not to mention that I hate the heat.  I seriously should have been born and raised in Maine.  Benji came out with me this morning and only lasted about 30 mins before asking "to go home."  I am really surprised since he has spent the last few months crying to go outside, and banging on the sun room door.  It looks like he isn't moving to Florida anytime soon either.

Since it is flaming hot, I washed a lot of Benji's clothes this morning, and put them out on the line to dry.  The easiest way to save money in regards to laundry is to line dry your clothes. In the winter, we have to use drying racks and the clothes can take a while to dry.  In the summer, we have a line that runs from the deck to a nearby tree, and these clothes will be dry within the hour, no doubt.  Since many people do not line dry their clothing, I came up with a list of reasons you might want to try it out. So...

Here are 5 reasons to line dry your clothing:

1.  It saves money.  

Have you seen the energy efficient dryers?  No?  That's because they don't really exist.  It takes a tremendous amount of energy to dry clothes, and they are very expensive to run.  A clothes dryer accounts for 12% of electricity use for a typical household.  At a sample rate of $0.15/kwh and 7.5 loads per week, you can save $196.00 a year by line drying your clothes.

2.  It keeps your house cooler.  

The heat from the dryer is now warming your house, and I certainly don't appreciate that with these temperatures.  Even if your laundry is in a basement, it will still add to the feeling of warmth in your house.  Keeping the clothes dryer off not only saves money from the dryer itself, but also the money it takes to cool your house back down.

3.  Your clothes will last longer.

That lint in your dryer used to be part of your clothing.  The more the clothing gets put in the dryer, the shorter its life span.  If you are worried about stiffness, you can use vinegar in your washer where you would normally use fabric softener.  The only fabrics that still remain stiff are towels.  I just call them our loofahs in the summer. :)

4.  It uses fewer chemicals.

We no longer have to use bleach, even with a toddler in the house.  The sun's natural bleaching capacity is enough to keep our whites white, and nothing smells better than line-dried clothing.  A lot of my friends who use cloth diapers swear by the line-drying as the way to keep the diapers looking bright white.

5.  It eliminates static cling.

I do not know the science behind this, but I always had static cling with my work clothing before I started line drying.  Immediately after- gone.  This also plays into the fewer chemicals point, because it eliminates the need to dryer sheets.  And since those are filled with a crazy amount of chemicals, good riddance.

___

Some other random tips for line drying clothing is to always use clothespins rather than folding them over the line, and be sure to use the vinegar in your rinse cycle to help with softness.

And as a bonus- it kept Benji occupied outside for an extra 10 mins today.  He enjoys handing me each clothespin.  May that never grow old.